Each payment method has its own fee per transaction. The average payment method fee is shown here, but for all payment method fees, see the table below.
You only pay a monthly fee if your total transactions for a month are less than 195 kr. Example: If your transaction fees total 100 kr in a month, then you will pay 95 kr. If your transactions are greater than 195 kr in a month, then you do not need to pay anything that month.