Mastercard Secure Card on File – better conversion and lower costs

Dintero now supports Mastercard Secure Card on File (SCOF) 🎉

Tokenised payments mean better conversion, lower scheme fees, and smoother checkouts – with no extra effort required.

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Mastercard Secure Card on File – better conversion and lower costs

Mastercard has launched Secure Card on File (SCOF) – a service that improves both conversion rates and cost efficiency for stored card payments.

With SCOF, the card number is replaced by a network token, issued directly by Mastercard.
This means higher approval rates, smoother customer experiences, and lower scheme fees 💡

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What is Mastercard Secure Card on File?

SCOF is Mastercard’s network tokenisation service for stored cards (card-on-file).
When a customer saves their card, Mastercard issues a secure token that replaces the card number.

- Works only with your merchant ID

- Automatically updates when a card is replaced

- No need for customers to re-enter their details

The result? A smoother checkout and higher conversion

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In short

- Mastercard SCOF helps you boost conversion and reduce costs

- Dintero manages everything automatically – no integration changes

- Together with Visa Token Service, you’re fully covered for all major card networks

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Getting started

You don’t need to do anything to get started.
Mastercard Secure Card on File is already active for Dintero merchants offering saved card or subscription payments.

If you already support “save card for later” – congratulations!
You’re already using Mastercard SCOF through Dintero!

Questions?

Reach out to support@dintero.com or your Dintero contact to learn more about improving conversion with Mastercard SCOF.