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Klarna, originally founded in Sweden in 2005, is a global and leading payment- and shopping platform. Give your customers full flexibility and access to their most preferred payment options. Customers can choose between paying the full amount today (Pay now), Buy now pay later, interest free (Pay later), or splitting the purchase into smaller instalments (Pay over time). In addition, Klarna offers a wide range of powerful marketing tools to help merchants increase their sales, and gives access to Klarna's network of 150 million consumers globally.